Credit Agreement

Standard Credit Offer


Standard Credit Offer

Maximise your buying power with financing from our partner creation finance.

       • Fixed, affordable payments over 24 or 36 months 
       • Instant credit decision and you can sign your credit agreement online using the E-sign option

19.9% APR Representative

Minimum order value is €225 including VAT

HOW IT WORKS

  
 Step 1 Step 2 Step 3 Step 4 Step 5

Build your new Dell System
When checking out, select the Credit Agreement as your payment type

Select the time period you would like to repay

Submit the Creation Consumer Finance online application and get an instant decision online

Return to the Dell checkout to complete and submit your order

Dell Credit Agreement

Simply choose the Dell system that you want — add on software and accessories, and then we can bundle it all together into affordable monthly payments. And what's more, you can do all of this online including signing your agreements!

E-Sign Online — Upon credit approval, sign your agreement online.

It's that simple! Our flexible credit package lets you spread your payments over a period of time to suit you and helps you preserve cash for other opportunities.

How it works
Step1 Step2 Step3 Step4 Step5
Build your new Dell
system 		When checking out, select
the Credit Agreement
as your payment type  		Select the time period
you would like to repay  		Submit the Creation
Consumer Finance
online application
and get an instant
decision online  		Return to Dell checkout to
complete and submit your order
Payment Estimator
Dell credit agreement
Creation Consumer Finance Ltd. provides you with a convenient means to buy your new Dell computer. A credit agreement through Creation Consumer Finance Ltd. gives you convenient, one-stop shopping through Dell. We are able to bundle together your complete requirements for hardware, software and after-sales service into affordable monthly payments. And what's more, you can do all of this online.

  • Maximise your spending power — You want to be certain that the PC you purchase is the best you can get. We can help you achieve this through our flexible payment options.
  • Minimise your cost — Free up your money by spreading the cost of your Dell systems over a time period to suit you.
  • Fixed repayments — Your payments are fixed for the duration of your personal loan allowing you to budget more effectively.
  • Online decision plus E-Sign — Apply online at the checkout when purchasing your system, receive a fast credit decision — you can even sign your documents online for instant access to credit.

Dell credit agreement
How much can I borrow?
The amount of credit available to you is dependent on your credit score, which is determined once your application is successfully completed and submitted. We will always endeavour to offer you enough credit to cover your chosen purchases.
Please remember that the minimum order size is approximately €225.

Is a deposit required for your online credit agreement?
It depends on the type of credit agreement you choose but a deposit is usually required for agreements.

How are my monthly payments made?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment to Creation Consumer Finance Ltd. will be due one month after the date of the finance agreement (with the exception of buy now, pay later agreements). Subsequent payments will be due every month for the length of term on that day of the month.

What type of purchases can I make using a credit agreement?
You can use a Credit Agreement to purchase hardware (for example, PC, laptop), software (for example, Microsoft Office) and a warranty from Dell.
Please remember that the minimum order size is approximately €225.

What length of repayment is available?
There are a variety of repayment options available, dependent on the type of credit agreement you choose from Creation Consumer Finance Ltd. More details are available within the credit application form online.

Can I get an instant decision online now?
Yes, once you pick "credit agreement" as your preferred payment option, you will be asked to complete an online application form. A decision will be made, plus you can sign all the relevant documentation while online. Meaning your purchases can be shipped to you as soon as possible.

How do I apply for a personal loan?
Simply return to the Dell store and pick the system of your choice. When you are checking out, select the personal loan as your preferred payment method, apply and receive your nearly instant decision online. After this, return to the Dell checkout and submit your order.