0% APR Representative | |||||||
| Representative Example | |||||||
Cash price | Deposit 5% | Loan amount | Term | Monthly payment | Total amount repayable | Interest rate fixed | |
£1,000.00 | £50.00 | £950.00 | 10 months | £95.00 | £1,000.00 | 0% | |
| HOW IT WORKS |
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Build your new Dell System | When checking out, select the Credit Agreement as your payment type | Select the time period you would like to repay | Submit the Creation Consumer Finance online application and get an instant decision online | Return to the Dell checkout to complete and submit your order |
| *Written quotations available on request. APR dependent on credit score and may differ from representative rate shown. A 5% deposit is applicable. Finance subject to status. Applicants must be 18 years of age or over, and resident in the UK. Credit provided by Creation Consumer Finance Limited, 6th Floor Royston House, 34 Upper Queen Street Belfast BT1 6FD. Terms and Conditions apply. Products shown may vary without notice. | ||||
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| 29.8% APR Representative Settle the loan in full by repaying | |||||
| Loan Amount | Document Fee | Deferred period | Settlement fee | Total amount payable | |
| £499.00 | £49.00 | 12 months | £25.00 | £573.00 | |
| If the loan is not settled within 12 months of the date of the agreement, refer to the grid below: | |||||
| Loan Amount | Monthly repayment | Term of agreement | Total amount repayable | Interest rate fixed | |
| £499.00 | £23.13 | 36 months | £881.67 | 24.0% | |
HOW IT WORKS
| | | | | |
Build your new Dell System | When checking out, select the Credit Agreement as your payment type | Select the time period you would like to repay | Submit the Creation Consumer Finance online application and get an instant decision online | Return to the Dell checkout to complete and submit your order |
| *Written quotations available on request. APR dependent on credit score and may differ from representative rate shown. A 5% deposit is applicable. Finance subject to status. Applicants must be 18 years of age or over, and resident in the UK. Credit provided by Creation Consumer Finance Limited, 6th Floor Royston House, 34 Upper Queen Street Belfast BT1 6FD. Terms and Conditions apply. Products shown may vary without notice. |
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| Standard Credit Offer Maximise your buying power with financing from our partner creation finance.
19.9% APR Representative Minimum order value is £225 including VAT |
HOW IT WORKS
| | | | | |
Build your new Dell System | When checking out, select the Credit Agreement as your payment type | Select the time period you would like to repay | Submit the Creation Consumer Finance online application and get an instant decision online | Return to the Dell checkout to complete and submit your order |
| *Written quotations available on request. APR dependent on credit score and may differ from representative rate shown. A 5% deposit is applicable. Finance subject to status. Applicants must be 18 years of age or over, and resident in the UK. Credit provided by Creation Consumer Finance Limited, 6th Floor Royston House, 34 Upper Queen Street Belfast BT1 6FD. Terms and Conditions apply. Products shown may vary without notice. |
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| Simply choose the Dell system that you want — add on software and accessories, and then we can bundle it all together into affordable monthly payments. And what's more, you can do all of this online including signing your agreements! E-Sign Online! Upon credit approval, sign your agreement online. It's that simple! Our flexible credit package lets you spread your payments over a period of time to suit you and helps you preserve cash for other opportunities. |  |
HOW IT WORKS
| | | | | |
Build your new Dell System | When checking out, select the Credit Agreement as your payment type | Select the time period you would like to repay | Submit the Creation Consumer Finance online application and get an instant decision online | Return to the Dell checkout to complete and submit your order |
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Will I require any form of identification in order to complete the finance application?
Yes. If you are a UK resident (excluding Northern Ireland) you will require one of the following: Driving Licence (photo and paper sections), Passport or Electricity Bill (dated within last 3 months). If you are a resident in either Northern Ireland or the Republic of Ireland you will require your Passport only. You will also require your bank or building society sort code and account number.
How much can I borrow?
The amount of credit available to you is dependant on your credit score, which is determined once your application is successfully completed and submitted. We will always endeavour to offer you enough credit to cover your chosen purchases.
Please remember that the minimum order size is approx. £225 / €225.
Please remember that the minimum order size is approx. £225 / €225.
Is a deposit/admin fee required for your online Credit Agreement?
Yes, you will be required to enter your Credit or Debit card details as part of the finance application. The card must be in your name. Our finance partner will use the card details to collect the deposit/admin fee upon successful completion and approval of the credit application.
How are my monthly payments made?
All monthly payments are paid by Direct Debit from your personal bank account. Representatively, the first payment to Creation Consumer Finance Ltd will be due one month after the date of the finance agreement (with the exception of Buy Now Pay Later agreements). Subsequent payments will be due every month for the length of term on that day of the month.
What type of purchases can I make using a Credit Agreement?
You can use a Credit Agreement to purchase hardware (e.g., PC, laptop), software (e.g., Microsoft Office) and a warranty from Dell.
Please remember that the minimum order size is approx. £225 / €225.
Please remember that the minimum order size is approx. £225 / €225.
What length of repayment is available?
There are a variety of repayment options available, dependant on the type of Credit Agreement you choose from Creation Consumer Finance Limited. More details are available within the credit application form online.
How do I apply for a Credit Agreement?
Simply return to the Dell store, select your chosen product(s) and when you are checking out select 'Credit Agreement' as your preferred payment method. You can apply, receive a decision AND sign all the relevant documentation whilst you are online!
Can I get an instant decision online now?
Yes once you pick 'Credit Agreement' as your preferred payment option, you will be asked to complete an online application form. A decision will be made, PLUS you can sign all the relevant documentation whilst online. Meaning your purchases can be shipped to you as soon as possible.
What is eSign Online?
Upon credit approval, eSign Online is the ability to sign your credit agreement online.