Dell Preferred Account – Using Credit Wisely

Dell Preferred Account
Credit plays an important role in today's world. At Dell Financial Services, we are committed to helping you understand and use credit wisely. For your convenience, we offer the chart below to help you make informed decisions about credit and your purchase with Dell using a Dell Preferred Account.

Pay-Off Chart
Select the $100 increment that most closely reflects your purchase. Following this to the right, you will find the minimum payment, the total time required to pay-off this balance, and the total amount you will pay over this period. You will also see an example of paying an amount greater than the minimum. This can drastically reduce the cost of financing your purchase.

The table above was created using the following assumptions:

All calculations in this table are based upon an Annual Percentage Rate of 29.99%;
Payments are made timely so as not to be considered late by the creditor;
Payment are made each period, and no debt cancellation or suspension agreement applies to the Account;
No interest rate changes will affect the Account;
No other balances are currently carried or will be carried on the Account;
Taxes, shipping and other charges are extra and vary. And, may affect your monthly payment;
Goods or services are delivered on a single date; And,
You are not currently and will not become delinquent on the Account.

*DELL PREFERRED ACCOUNT (DPA): Offered to U.S. residents by WebBank, who determines qualifications for and terms of credit. Promotion eligibility varies and is determined by WebBank. Taxes, shipping, and other charges are extra and vary. Payments equal 3% of your balance or $20, whichever is greater. Minimum Interest Charge is $2.00.

12 MONTHS SPECIAL FINANCING ON NEW COMPUTER PURCHASES $1299 OR MORE is a no interest if paid in full by June, 2013 financing promotion available on new desktop and laptop computer purchases $1299 or more from 4/26/2012 thru 5/30/2012. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in June, 2013, or if you make a late payment.

6 MONTHS SPECIAL FINANCING ON NEW COMPUTER PURCHASES $699 OR MORE is a no interest if paid in full by December, 2012 financing promotion available on new desktop and laptop computer purchases $699 or more from 5/3/2012 thru 5/30/2012. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in December, 2012, or if you make a late payment.

12 MONTHS SPECIAL FINANCING ON ANY CANON SLR AND POINT & SHOOT CAMERA is a no interest if paid in full by June, 2013 financing promotion available on new Canon SLR and Point & Shoot cameras from 4/26/2012 thru 5/30/2012. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in June, 2013, or if you make a late payment.

FOR ALL SPECIAL FINANCING PROMOTIONAL OFFERS: If not paid by end of promotional period, account balance and new purchases will be subject to the Standard APR rates, which range from 19.99% - 29.99% variable APR, as of 2/29/2012, depending on creditworthiness.