Dell Financing Options

With the help of Dell Financial Services (DFS) you'll find that stretching your IT dollars isn't difficult at all. We work with small businesses everyday to customize financing programs. We've developed financing options that suit any business. Take a look below to see why DFS is right for you:

Improves Product Affordability — Financing provides more purchasing power to acquire what you want, when you need it. Budgeting a monthly payment instead of the full cost allows you to purchase the best technology from Dell. Helps Conserves Capital — Instead of tying up your money and credit lines in a depreciating asset, DFS financing allows you to obtain your technology utilizing low monthly payments. By financing, your company can retain your cash for investing in higher return opportunities. Protects Lines of Credit — Financing with DFS may allow you to keep your other credit lines open and preserve borrowing power for other opportunities. Tax Benefits — With some financing arrangements, monthly payments may be tax deductible. (Please consult your tax advisor for details.) Fixed Rate Payments — Lease financing provides a fixed monthly payment. Your rate remains the same for the finance term, improving your ability to forecast costs accurately. No Money Down — Standard DFS credit approval requires no money down (some lenders require first and last payments down) and no payment due for 30 days. Paperless documentation — For orders less than $25,000, DFS offers paperless acceptance to qualified customers. No faxing required, and the contract documents can be printed directly from the web application. This removes the paperwork hassles typically associated with financing. Asset Management — A lease provides the use of equipment for specific periods of time at fixed payments. The lessor (DFS) assumes the risk for equipment depreciation and is responsible for the disposal of the asset after returned at the end of the lease term. This helps you avoid the hassle and worry of how to comply with environmental regulations regarding equipment disposal.