Financing and Payment Options

Financing and Payment Options
Dell Business Credit
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Financing Options

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Dell Business Credit
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Financing Options at a Glance
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Why Finance?
FAQs

For more information or to apply for financing by phone, call 1-888-518-3355.

Why exhaust your existing credit lines? Dell Business Credit1 allows you to make multiple Dell purchases with no minimum order amount on a revolving line of credit- much like a credit card.

Key Advantages:
  • Helps conserve cash flow
  • Flexibility to acquire new technology at any time
  • Pay off your balance at any time
  • No down payment, initiation fee or annual fee
Ideal For:
Businesses seeking an affordable way to purchase on an as-needed basis with no need for regularly scheduled technology refreshes.

Key Features*:

Dell Business Credit
Payment TypeRevolving line of credit.
Available Payment Periods
(Choose at Checkout)
Monthly, until balance is paid in full.
End-of-Term OptionsNot applicable.
Interest RateInterest rate depends on creditworthiness as determined by CIT Bank and will be disclosed after an application is complete. Quick online credit decision.
Available Credit LinesUp to $25,000, depending on creditworthiness.
Minimum Transaction SizeNone.
Application Processing FeesNone.
Late Payment FeesThe greater of $29 or 5% of the Total Minimum Payment Due up to $250.
Returned Check Fees$29.00
Grace Period25 days on all new purchases with zero balance.
Minimum Monthly PaymentGreater of $15 or 2.5% of the new account balance, plus all past due amounts.
Prepayment Policy and FeesBorrower may prepay the entire new balance as shown on the statement without penalty prior to any payment due date.


View Financing Options in Detail

Apply Online Now!

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Dell Business Credit: OFFER VARIES BY CREDITWORTHINESS AS DETERMINED BY LENDER. Offered by WebBank to Small and Medium Business customers with approved credit. Taxes, fees, shipping and handling charges are extra and vary.

ABOVE PRICES INCLUDE ANY APPLICABLE DISCOUNTS. All systems refurbished. Supplies limited to stock on hand. Offers subject to change, not combinable with all other offers. Taxes, shipping, handling and other fees apply. Purchase limit of 5 systems/customer/week. For Dell Outlet U.S. purchases only. Dell reserves right to cancel orders arising from pricing or other errors.

Lease-to-own: $1 Buy-Out Provided by Dell Financial Services L.L.C., ("DFS"), to qualified Small Business customers in the U.S. Minimum transaction size of $500 required. At the end of the $1 Buy-Out QuickLease, you purchase the equipment for $1, or you may return the equipment to DFS. Please contact your DFS representative for further details. All terms subject to credit approval and availability, and are subject to change without notice.

Leasing: Monthly payment based on 48-month QuickLease with Fair Market Value ("FMV") end-of-lease purchase option, does not include taxes, fees, shipping and handling charges and may vary based on creditworthiness. Provided by Dell Financial Services L.L.C., ("DFS"), to qualified Small Business customers in the U.S Minimum transaction size of $500 required. All terms subject to credit approval and availability, and can change without notice.

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