Rates & fees

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Dell Business Credit
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Why Finance?
An Easier, Greener Way to Pay your Bills!
Dell Business Credit!

A great companion to our Quicklease fixed term payment solutions. Use a revolving Dell Business Credit account for as-needed purchases when there is no need for regularly scheduled technology refreshes. Why max out your business credit card (or your personal credit card!) when you can easily set up your Dell Business Credit account to keep those other lines of credit available for other needs. No minimum order amount required. Add authorized users to your account and allow others in your organization to securely make purchases and pay your bills online 24x7!

Terms & Conditions

Payment Type Revolving line of credit.
Available Payment Periods (Choose at Checkout)Monthly, until balance is paid in full.
End-of-Term OptionsNot Applicable
Interest RateInterest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete up to a maximum interest rate of 29.99%.
Available Credit LinesUp to $50,000, depending on creditworthiness.
Minimum Transaction SizeNone
Application Processing FeesNone
Late Payment Fees$10.00 for account balances <$100.
$29.00 for account balances >=$100 and <$500.
$39.00 for account balances >=$500.
Returned Check Fees$29.00
Grace Period25 days on all new purchase with zero balance
Minimum Monthly PaymentGreater of $15 or 2.5% of the new account balance rounded up to the next Dollar, plus all past due amounts.
Prepayment Policy and FeesBorrower may prepay the entire new balance as shown on the statement without penalty prior to any payment due date.

To view more details about the Dell Business Credit agreement and Terms and Conditions

*Offers subject to change. Taxes, shipping, handling and other fees apply. U.S. Dell Small Business new purchases only. LIMIT 5 DISCOUNTED OR PROMOTIONAL ITEMS PER CUSTOMER. LIMIT 5 VOSTRO OR INSPIRON UNITS PER CUSTOMER. Dell reserves right to cancel orders arising from pricing or other errors.

* Dell Business Credit: OFFER VARIES BY CREDITWORTHINESS AS DETERMINED BY LENDER. Offered by WebBank to Small and Medium Business customers with approved credit. Taxes, shipping and other charges are extra and vary. Minimum monthly payments are the greater of $15 or 2.5% of account balance.

Promotional Rate for Lifetime of Purchase(s): Available on qualifying PowerEdge, PowerVault, PowerConnect, OptiPlex, Latitude, All-in-One, Precision, Inspiron XPS Ultrabook and Inspiron when purchased using Dell Business Credit on March 4, 2013 through March 31, 2013. Minimum purchase amount required. Minimum monthly payments are required during the promotional period. Qualifying purchases will receive a promotional rate of 3.25% for the lifetime of the qualifying purchase(s) amount. Promotional rate is valid only when account remains in good standing; default rate will be applied for failure to make payments when due.

Certain restrictions apply. Assumes product is available. Offers subject to credit approval and may be changed without notice. PROMOTION DOES NOT INCLUDE printer cables, toner, warranty or any peripheral items. Promotional financing is made available to Dell Direct customers only and is not combinable with other Dell, DFS or other vendor offers.