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Financing

Financing

You are currently enrolled in a revolving line of credit with Dell. Shop using financing for more purchasing power and access to world-class technology.

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No pre-payment penalty or annual fee

Promotional financing offers and future discounts for qualified customers

Calculate your payments

Invalid Subtotal: To calculate your payments, enter a value between $20 and $7000.

It's important to be informed - the calculation below shows how paying more than the minimum amount due can reduce your cost of Dell Preferred Account financing.
Order amount:  $ Estimate Payments
29.99% APR
Minimum payment: $0.00
Total payment (with interest): $0.00
Time to pay off: 0 years
Add $50 to min payment
New total payment (with interest): $0.00
New Time to pay off: 0 years
Rates vary between 19.99% - 29.99%, based on your credit approval. Taxes, shipping and other fees are extra and may affect payments

Special Offers

Laptops, Desktops Tablets

$20 Instant discount on Inspiron PC purchases under $500
When financing with Dell Preferred Account. Discount applied during checkout. See terms and conditions.
6 months financing on new PC purchases $599 or more
With no interest if paid in full by September, 2016 financing promotion available at time of purchase 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in September, 2016 or if you make a late payment. See terms and conditions.
12 months financing on new PC purchases $1099 or more
With no interest if paid in full by March, 2017 financing promotion available at time of purchase from 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in March, 2017 or if you make a late payment. See terms and conditions. See terms and conditions.
12 months financing on new Alienware PC & console purchases
With no interest if paid in full by March, 2017 financing promotion available at time of purchase from 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in March, 2017 or if you make a late payment. See terms and conditions.

Electronics & Accessories

12 months financing on new Smart LED TV purchases
With no interest if paid in full by March, 2017 financing promotion available at time of purchase from 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in March, 2017 or if you make a late payment. See terms and conditions.
12 months financing on new select Canon camera
With no interest if paid in full by March, 2017 financing promotion available at time of purchase from 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in March, 2017 or if you make a late payment. See terms and conditions.
Dell order codes: A8018915, A8063037, A7225506, A6846565, A6441146, A7225513, A7225508, A7225509, A7225507, A7069140, A7069141, A7069139, A6953369, A7624607, A7754290, A7754261, A7561061, A8050264, A8358538, A8358539, A8358537, A8358541, A8358540, A8383393, A8383394, A8358518, A8337159, A8194851, A8194666, A8194657, A8337163, A8358536, A7561064, A8194853, A8194833, A8194832, A8194830, A8588302, A8562156, A7510522, A8581582, A8581581, A8581588, A8581578, A8581580, A8632895, A8632867, A8632872, A8632874, A8632875, A8632876, A8632896
6 months financing on new select Canon camera lenses
With no interest if paid in full by September, 2016 financing promotion available at time of purchase 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in September, 2016 or if you make a late payment See terms and conditions
Dell order codes: A7632538, A1181320, A0166173, A7227290, A3283667, A6046660, A7227289, A0534458, A0411224, A7227236, A7227235, A0944504, A0405637, A0670090, A7227379, A0533294, A6140241, A0405621, A0400817, A5165546, A8632878, A8632897, A8632898, A8632899,
A8632900
6 months financing on new speaker and headphone purchases $149 or more
With no interest if paid in full by September, 2016 financing promotion available at time of purchase 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in September, 2016 or if you make a late payment. See terms and conditions.
6 months financing on new wearables purchases $149 or more
With no interest if paid in full by September, 2016 financing promotion available at time of purchase 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in September, 2016 or if you make a late payment. See terms and conditions.
6 months financing on new monitor purchases $299 or more
With no interest if paid in full by September, 2016 financing promotion available at time of purchase 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in September, 2016 or if you make a late payment. See terms and conditions.
12 months financing on Makerbot 3D printer purchases
With no interest if paid in full by March, 2017 financing promotion available at time of purchase from 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in March, 2017 or if you make a late payment. See terms and conditions.
Dell order codes: A7516721, A7629818, A7598495, A7617635

Gaming

6 months financing on new gaming console purchases $299 or more
With no interest if paid in full by September, 2016 financing promotion available at time of purchase 1/28/2016 through 2/24/2016. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your payment due date in September, 2016 or if you make a late payment. See terms and conditions

FAQ & Resources

What is the Dell Preferred Account (DPA) financing?

The Dell Preferred Account is a revolving line of credit that provides an easy way to finance your initial Dell Home and Home Office purchase as well as add software, peripherals, or even a new system to an account at any time up to your credit limit. See the overview and details section for more information.

What is Zero % liability on unauthorized charges?

As a Dell Preferred Account financing member, you will not be held responsible for unauthorized purchase(s) on your Dell Preferred Account under the following conditions: You report the unauthorized purchase(s) within 90 days of the transaction appearing on your statement; and you cooperate with Dell Financial Services in the investigation of the fraudulent charges on your account. If you suspect unauthorized activity on your account, contact the Dell Financial Services Verification Department at 866-213-3355.

Why didn't I receive the lowest annual percentage rate available or other special program features?

WebBank, the lender, determines the annual percentage rate as well as qualification for promotional financing features based on its underwriting guidelines. Customers not eligible for the lowest available rate or a promotional financing feature may still be offered financing. Increasing the amount paid each month can reduce the total finance charges.

Can I transfer the balances of my other credit cards to my Dell Preferred Account financing?

No, we are unable to transfer balances to this account from other credit cards. The Dell Preferred Account is solely for purchases of Dell Home and Home Office computers and peripherals.

Can I update my personal information, such as my phone number and address online?

If you need to make any changes to your home address or telephone numbers, please go to http://www.dell.com/dfs to make the necessary changes.

How do I handle disputes on my Dell Preferred Account?

If you determine an error has been made or have any questions regarding your Dell Preferred Account bill, please send us a letter. We must receive your written correspondence within 60 days of the date you received the monthly billing statement on which you believe the error occurred. Billing Inquiry Department
Dell Preferred Account
PO Box 81585
Austin, TX 78708-1585

Can I view my account information online?

Yes, log on to http://www.dell.com/dfs to view your account balance, update personal information and even change your password.

Can I pay my Dell Preferred Account financing bill online?

Yes, log on to http://www.dell.com/dfs to pay your Dell Preferred Account bill online.

Where do I send monthly payments when I pay by check?

Dell Preferred Account
Payment Processing Center
PO Box 6403
Carol Stream, IL 60197

Can I send my payments by overnight mail?

Yes, please send your payments to the following address if sent by overnight mail: Dell Preferred Account
Payment Processing - #6403
2012 Corporate Lane
Suite 108
Naperville, IL 60563

Where can I learn more about the total cost of financing my purchase with a Dell Preferred Account?

For your convenience, this information is provided on the following chart: Click Here

Where can I use my Dell Preferred Account?

You can use your Dell Preferred Account to shop online at Dell.com and over the phone at 1-800-WWW-DELL. You can also shop for refurbished online at DFSDirectSales.com or DellOutlet.com.

^ DELL PREFERRED ACCOUNT (DPA): Offered to U.S. residents by WebBank, who determines qualifications for and terms of credit. Taxes, shipping, and other charges are extra and vary. Payments equal 3% of the New Balance or $20, whichever is greater, shown on the monthly billing statement. Minimum Interest Charge is $2.00. Rates range from 19.99% - 29.99% variable APR, as of 12/31/2015, depending on creditworthiness. Dell and the Dell logo are trademarks of Dell Inc.
12 MONTHS SPECIAL FINANCING is a no interest if paid in full by March, 2017 financing promotion available at time of purchase on all new Smart LED TVs, new MakerBot 3D printers (visit Dell.com/dpa for a list of available skus), new Alienware PCs and Consoles, new PCs $1,099 or more and new select Canon cameras (visit Dell.com/dpa for a list of available skus) purchases from 1/28/2016 through 2/24/2016. Refurbished and/or used purchases do not qualify for promotions. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your Payment due date in March, 2017, or if you make a late payment.
6 MONTHS SPECIAL FINANCING is a no interest if paid in full by September, 2016 financing promotion available at time of purchase on new PCs $599 or more, new monitors $299, new gaming consoles $299 or more, new speakers and headphones $149 or more, new wearables $149 or more and new select Canon camera lenses (visit Dell.com/dpa for a list of available skus) from 1/28/2016 through 2/24/2016. Refurbished and/or used purchases do not qualify for promotions. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by your Payment due date in September, 2016, or if you make a late payment.
FOR ALL SPECIAL FINANCING PROMOTIONAL OFFERS: Minimum monthly payments are required during the promotional period. If not paid by end of promotional period, account balance and new purchases will be subject to the Standard APR rates, which range from 19.99% - 29.99% variable APR, as of 12/31/2015, depending on creditworthiness. Offers subject to credit approval and may be changed without notice.
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