Dell Pay Credit is a revolving line of credit which allows you to pay for your purchase all at once or gives you the flexibility to make monthly payments. This account is offered by Comenity Capital Bank. With this account there is no prepayment penalty. You may also qualify for promotions and discounts on future purchases.

You can use your Dell Pay Credit to shop online at Dell.com and over the phone at 1-800-WWW-DELL.

Interest will be charged to your account from the purchase date if the promotional balance is not paid in full by the end of the promotional period. or if you make a late payment. Minimum monthly payments are required but may not pay your promotional balance by the end of the promotional period due to purchase amount, promotion length, additional purchases or allocation of payments in excess of the minimum payment (see minimum payment question for additional information). If not paid by the end of the promotional period, account balance and new purchases will be subject to your Standard APR rate, as found on your Dell Pay Credit Agreement. Offers subject to credit approval and may be changed without notice. Minimum purchase amount may be required.

No. We are unable to transfer balances to this account from other credit cards. The Dell Pay Credit is solely for purchases of products offered on Dell.com or other Dell participating retailers. For more information please see the information provided in response to "Where can I use my Dell Pay Credit?".

Please refer to your Credit Account Agreement provided by Comenity Capital Bank for guidance.

No. When pre-qualifying for Dell Pay Credit, your credit report is requested from a credit reporting agency. This is a soft inquiry that won't impact your score. If you decide to open a Dell Pay account, you will need to submit a complete application. Your credit will be pulled at the time of submission. This is a hard inquiry which may have an impact on your score.

No. Unlike some other popular forms of payment, you don't need to re-apply every time you use your Dell Pay account. Dell Pay is a revolving line of credit, available for use as long as the account is open and in good standing.

Most customers receive a credit decision within seconds of submitting their Dell Pay Credit application.

No. Dell Pay does require minimum monthly payments, but customers can pay more than the minimum amount at any time to fit their situation. Interest will continue to accrue on any unpaid balance on the account.

Please refer to your Credit Account Agreement provided by Comenity Capital Bank for guidance.

Please refer to your Credit Account Agreement provided by Comenity Capital Bank for guidance.

Yes, you may log on to comenity.net/dellpay to pay your Dell Pay Credit bill online.

Please refer to your Credit Account Agreement provided by Comenity Capital Bank for guidance.

Please refer to your Credit Account Agreement provided by Comenity Capital Bank for guidance.

Please refer to your Credit Account Agreement provided by Comenity Capital Bank for guidance.

Yes, you may log on to your account on comenity.net/dellpay to view your account balance, update personal information and even change your password.

If you need to make any changes to the telephone numbers or home address we have on file, please log on to your account on comenity.net/dellpay and make the necessary changes.