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Consumer Finance

With interest free you can manage your payments over time, without paying any interest during the promotional period. You can use your existing Gem Visa, GE CreditLine, Buyer’s Edge and GO MasterCard account or card number to access 6 months interest free.
Master Card
Don’t have one of these cards? Apply for a Gem Visa now and receive a response within 60 seconds.
Once approved you can start shopping right away.
1 Build your new Dell system. Arrow2 When checking out, select financing as your payment type. Arrow3 Submit your online order. Arrow4 Dell Sale Expert will contact you to complete your purchase.  
*Conditions of 6 months interest free:
Minimum Spend $300 Available on advertised or ticketed price, from Dell. Monthly payments must be made during the interest free period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the interest free period. A $99 annual fee for Gem Visa applies. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to GE CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges payable, see relevant product websites for details. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145, trading as GE Money.

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 Length of Term: 6 Months Interest Free with Monthly Repayments
 Minimum Order Value: AUD$300 inc GST
 Deposit: None required
 Minimum Repayments 3% of your closing balance per month or $25, whichever is greater
 End of Term: You own the equipment
 
 GEM Visa:
 Annual Fee: AUD$99 inc GST
 Interest Rate: 22.99% p.a. (only charged if the purchase is not paid off in the interest free period)
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 Q  How long does it take to process?
 Q  Can I pay my purchase out before the interest free period? Is there any penalty?
 Q  Is there any other fee for Gem Visa beside the annual fee?
 Q  Can I pay at post office or BPAY?
 Q  What is the minimum amount I need to spend to take advantage of interest free?
 Q  Can I have joint application?
 Q  What if I am declined?
 Q  When do my payments start?
 Q  What if I have more questions?

 Q  How long does it take to process?  
 A  If you are an existing cardholder, our friendly team will be able to process your purchase anytime during business hours. If you are applying for a new account, the application should take around 10 minutes to complete and you will receive a response within 60 seconds.
What are the supporting documents required if conditionally approved?
If you are conditionally approved, GE will notify you of the documents required. Proof of income documents such as pay slips, statements or tax assessments are examples of what you may be asked to provide.
 
 Q  Can I pay my purchase out before the interest free period? Is there any penalty?  
 A  You can pay off your interest free purchase before the end of the interest free period and incur no penalty.
 
 Q  Is there any other fee for Gem Visa beside the annual fee?  
 A  There are no establishment or account keeping fees associated with a Gem Visa. All fees and charges (such as late payment fees) will be detailed in your financial table when you apply for the product.
 
 Q  Can I pay at post office or BPAY?  
 A  Yes, both of these options are available to pay your interest free account. Please note there is a fee payable for post office payments.
 
 Q  What is the minimum amount I need to spend to take advantage of interest free?  
 A  Interest free finance is available for any purchase over $300.
 
 Q  Can I have joint application?  
 A  No, only individual applications are accepted for a Gem Visa.
 
 Q  What if I am declined?  
 A  Contact the friendly Dell staff to discuss your options. Dell may also choose to contact you to discuss.
 
 Q  When do my payments start?  
 A  You will receive a statement each month that you have a balance outstanding on your account. The first monthly payment will be due the month following the delivery of your equipment.
 
 Q  What if I have more questions?  
 A  Please don’t hesitate to contact us.