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Agreements

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Dell Business Credit Agreement PDF

Important information
Payment TypeRevolving line of credit
Billing PeriodMonthly, until balance is paid in full.
Interest RateInterest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete up to a maximum interest rate of 29.49%
Available Credit LinesUp to $50,000, depending on creditworthiness.
Minimum Transaction SizeNone
Application Processing FeesNone
Late Payment Fees
$15 for account balances <$100
$29 for account balances >=$100 <$250
$39 for account balances >=$250
Returned Payment Fee$29
Avoid Paying InterestTo avoid paying interest, you must pay your balance in full each month, and the payment must reach us by the payment due date.
Minimum Monthly PaymentGreater of $15 or 3% of the New Balance shown on the Statement, rounded up to the next dollar plus all past due amounts.
Prepayment Policy and FeesBorrower may prepay the entire balance without penalty.

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Fair Market Value Lease
Payment TypeFixed monthly payment lease
Available Payment Periods(choose at checkout)24,30,36 or 48 months
End-of-Term OptionsUpgrade technology and return old system(s) to Dell Financial Services or extend lease for a fixed period or purchase systems at the then Fair Market Value.
Interest RatesInterest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history.
Minimum Transaction Size$500
Transaction Processing Fees$75
Late Payment FeesThe greater of i) 5% of the late payment amount or ii) $29 for each late payment (or if less, the highest amount permitted by applicable law)
Personal property tax management feesThere is a monthly charge for calculated personal property taxes.
Grace PeriodNot applicable
Monthly payment amountPayments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due.
Prepayment Policy and FeesThe lease is non-cancelable and may not be terminated early.



Finance Lease
Payment TypeFixed monthly payment lease
Available Payment Periods(choose at checkout)24,30,36 or 48 months
End – of – term optionsUpgrade technology and return old system to Dell Financial Services or purchase equipment for $1
Interest RateInterest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history.
Minimum Transaction Size$500
Application Processing Fees$75
Late Payment FeesThe greater of i) 5% of the late payment amount or ii) $29 for each late payment (or if less, the highest amount permitted by applicable law)
Personal property tax management feesThere is a monthly charge for estimated personal property taxes.
Grace PeriodNot applicable
Monthly payment amountPayments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due.
Prepayment Policy and FeesThe lease is non-cancelable and may not be terminated early.

 Business Lease Agreements

**Payment solutions provided and serviced by Dell Financial Services L.L.C. or its affiliate or designee (“DFS”) to qualified customers. Offers may not be available or may vary in certain countries. Where available, offers may be changed without notice and are subject to product availability, credit approval, execution of documentation provided by and acceptable to DFS, and may be subject to minimum transaction size. Offers not available for personal, family or household use. Dell and the Dell logo are trademarks of Dell Inc. Restrictions and additional requirements may apply to transactions with governmental or public entities. FINANCE LEASE: At the end of the initial Finance Lease term, lessee may 1) purchase the equipment for $1 or 2) return the equipment to DFS. FAIR MARKET VALUE (“FMV”) LEASE: At the end of the initial FMV Lease term, lessee may 1) purchase the equipment for the then FMV, 2) renew the lease or 3) return the equipment to DFS.