|

Agreements

Important information
Payment Type Revolving line of credit
Billing Period Monthly, until balance is paid in full.
Interest Rate Interest rate depends on creditworthiness as determined by Web Bank and will be disclosed after an application is complete up to a maximum interest rate of 29.99%
Available Credit Lines Up to $50,000, depending on creditworthiness.
Minimum Transaction Size None
Application Processing Fees None
Late Payment Fees
$15 for account balances <$100
$29 for account balances >=$100and <$250
$39 for account balances >=&250
Not Sufficient Funds Fee $29
Avoid Paying Interest To avoid paying interest, you must pay your balance in full each month, and the payment must reach us by the payment due date.
Minimum Monthly Payment Greater of $15 or 3% of the new account balance rounded up to the nearest dollar, plus all past due amounts.
Prepayment Policy and Fees Borrower may prepay the entire balance without penalty.
Fair Market Value Lease
Payment TypeFixed monthly payment lease
Available Payment Periods(choose at checkout)24,30,36 or 48 months
End-of-Term OptionsUpgrade technology and return old system(s) to Dell Financial Services or extend lease for a fixed period or purchase systems at the then Fair Market Value.
Interest RatesInterest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history.
Minimum Transaction Size$500
Application Processing Fees$75
Late Payment FeesThe greater of i) 5% of the late payment amount or ii)$29 for each late payment ( or if less, the highest amount permitted by applicable law)
Personal property tax management feesThere is a monthly charge for estimated personal property taxes.
Grace PeriodNot applicable
Monthly payment amountPayments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due.
Prepayment Policy and FeesThe lease is non-cancelable and may not be terminated early.



Finance Lease
Payment TypeFixed monthly payment lease
Available Payment Periods
(choose at checkout)
24,30,36 or 48 months
End – of – term optionsUpgrade technology and return old system to Dell Financial Services. OR purchase equipment for $1
Interest RateInterest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history.
Minimum Transaction Size$500
Application Processing Fees$75
Late Payment FeesThe greater of i) 5% of the late payment amount or ii)$29 for each late payment ( or if less, the highest amount permitted by applicable law)
Personal property tax management feesThere is a monthly charge for estimated personal property taxes.
Grace PeriodNot applicable
Monthly payment amountPayments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due.
Prepayment Policy and FeesThe lease is non-cancelable and may not be terminated early.