|

Credit Agreement


Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases19.99% to 29.99% depending on credit worthiness. This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on PurchasesYour due date is at least 22 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest ChargeIf you are charged interest, the charge will be no less than $2.00.
For Credit Card Tips from the Consumer Financial Protection BureauTo learn about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore.

Fees

Annual Fee                                                       

 None                                                                                                                         

Penalty Fees

  • Late Payment
  • Returned Payment        

 

Up to $35
Up to $35                                  
                                                  


How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See account agreement for more details.

Annual Percentage Rate (APR) for Purchases: The APR for purchases is a variable APR determined by adding a margin of 16.74 to 26.74 percentage points to the Prime Rate Index. The daily periodic rate is 0.05477 to 0.08216 percentage points.

SEE THE DELL PREFERRED ACCOUNT CREDIT AGREEMENT:
Terms & Conditions PDF
See the Consumer Privacy Policy of WebBank for
Dell Preferred Account

www.dell.com/dfspolicy PDF
Summary of Credit Terms

Terms Summary