Interest Rates and Interest Charges
|Annual Percentage Rate (APR) for Purchases||19.24% to 29.99% depending on credit worthiness. This APR will vary with the market based on the Prime Rate.|
|How to Avoid Paying Interest on Purchases||Your due date is at least 22 days after the close of each billing cycle. |
We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
|Minimum Interest Charge||If you are charged interest, the charge will be no less than $2.00.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at|
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See account agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Annual Percentage Rate (APR) for Purchases: The APR for Purchases is a variable APR determined by adding a margin of 14.24 – 25.24 percentage points to the Prime Rate index. The daily periodic rate is 0.05271 to 0.08216 percentage points.
|SEE THE DELL PREFERRED ACCOUNT CREDIT AGREEMENT:||Terms & Conditions|
Dell Preferred Account
|Summary of Credit Terms||Terms Summary|