Financing and Leasing

Match your financial solution to the useful life of your assets.

IT has become far more than a support function. Organizations look to IT to generate revenue or at least to find savings in efficiency. Let the wealth of leasing and financing options from Dell™ Financial Services help you find opportunities in decisions your organization faces regarding capital expenditures, operating expenditures and cash flow.
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Small and Medium Business

  1. Dell Business Credit

    Afford your future today^

    Dell Business Credit™ (DBC) is a revolving line of credit that gives you the purchasing power to update your technology with instant ownership and no annual fees or pre-payment penalties.

Large Enterprise

  1. Fair Market Value Lease

    Fair Market Value Lease

    Contain your budget and get the most efficient technology for your needs. Nearly 50 percent of companies surveyed said they planned to rely more on leasing than they had in the previous year — discover why.

  2. Finance Lease

    Finance Lease

    Ideal for managing cash flow, the Finance lease allows you to pay for technology in low, budgeted payments. At the end of the term, equipment is purchased for a nominal amount.

Public & Non-Profit

  1. DellFlex Lease

    DellFlex Lease

    Increase your buying power with a tax-exempt lease. Minimize your capital outlay and the lifetime costs of your IT equipment.

  2. Tax Exempt Lease Purchase (TELP)

    Tax Exempt Lease Purchase (TELP)

    Make annual payments on your technology purchases, easing budget constraints and providing a path to ownership.

  3. Lease With Option to Own (LWOO)

    Lease With Option to Own (LWOO)

    Gain flexibility to meet changing needs over time. This federal financing solution ensures that you receive the equipment you need for conducting today’s business, without locking you into an end-of-lease commitment.

  4. Lease to Purchase (LTOP)

    Lease to Purchase (LTOP)

    Lower your equipment's lifecycle costs with a federal financing solution that distributes your expense over time, then converts to ownership at the end of the term to enhance your tax strategy.


  1. Partners

    Partners - Maximize sales opportunities with Dell Financial Services

    Utilize our knowledge and resources to increase sales, close larger deals and up-sell additional products and services.

  1. eol-graphic

    End-of-Lease Options

    Reach your lowest possible total cost of ownership (TCO) by making end-of-lease decisions based on your technical needs, budget and the equipment's operational capabilities. End-of-lease resources include Lease Return Services.

  2. DFS_online_services_image

    DFS Online Services

    Reduce time and costs associated with leasing. Track critical information and complete routine tasks on your desktop with Dell Financial Services Online Services.

Case Studies

  1. Click here to read PDF

    Borlänge Kommun


    Borlänge Kommun in Sweden enhances services and value to local residents with virtualized IT and flexible leasing enabling more effective planning.

  2. Click here to read PDF

    Pendleton County School District


    Pendleton County School District improves students’ learning environment by financing fast, efficient lab computers.

White Papers, Data Sheets & Brochures

  1. Click here to read PDF

    PC Leasing and Financing: Strategic, Operational and Financial Facts to Consider

    IDC explains how a leasing strategy enhances PC life-cycle management; improves return on invested capital; and helps to manage the Total Cost of Ownership of client equipment.

  2. Software Financing with Dell Financial Services

    Software Financing with Dell Financial Services


    In addition to financing hardware, services and peripherals, DFS can also fund 100% software transactions, including service and maintenance fees. Discover the benefits of software financing.

  3. Click here to read PDF

    Managing IT Infrastructure Renewal


    Learn why many IT professionals shift the equipment acquisition model from "Buy Once/Fix Forever" to "Acquire/Run/Renew" to reduce IT’s internal operating costs and enable organizational innovation initiatives.

  4. Click here to read PDF

    IT Buyer Perceptions, Strategies and Requirements

    IDC completed its fourth IT leasing and financing survey in March 2012. The survey was fielded as the worldwide economy emerges from recession and IT spending forecasts accelerate their track upward.

  5. Dell and IDC Webcast

    Dell and IDC Webcast: Managing IT Infrastructure Renewal

    Dell and IDC Webcast: Managing IT Infrastructure Renewal