Dell Preferred Account (DPA): Offered to U.S. residents by WebBank, who determines qualifications for and terms of credit. Promotion eligibility varies and is determined by WebBank. Taxes, shipping, and other charges are extra and vary. Payments equal 3% of your balance or $20, whichever is greater. Minimum Interest Charge is $2.00. Rates range from 19.99% - 29.99% variable APR, as of 3/31/2013, depending on creditworthiness.