Overview
With interest free you can manage your payments over time, without paying any interest during the promotional period. You can use your existing Gem Visa, CreditLine, Buyer’s Edge and GO MasterCard account or card number to access 12 months interest free. | |||||||||
Don’t have one of these cards? Apply for a Gem Visa now and receive a response within 60 seconds. Once approved you can start shopping right away. | |||||||||
| 1 Build your new Dell system. |  | 2 When checking out, select financing as your payment type. | | 3 Submit your online order. | | 4 Dell Sale Expert will contact you to complete your purchase. | |||
*Conditions of 12 months interest free: Minimum Spend $1000. Monthly payments required. *Approved customers only. Available on advertised or ticketed price, from Dell. Monthly payments must be made during the interest free period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the interest free period. A $99 annual fee for Gem Visa applies. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges payable, see relevant product websites for details. Credit provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit License number 392145. | |||||||||
| Start Application > | |||||||||
Rates & Fees
| Start Application > | ||
| Length of Term | : | 12 Months Interest Free with Monthly Repayments |
| Minimum Order Value | : | AUD$1000 inc GST |
| Deposit | : | None required |
| Minimum Repayments | : | 3% of your closing balance per month or $25, whichever is greater |
| End of Term | : | You own the equipment |
| GEM Visa : | ||
| Annual Fee | : | AUD$99 inc GST |
| Interest Rate | : | 24.99% p.a. (only charged if the purchase is not paid off in the interest free period) |
FAQ
If you are an existing cardholder, our friendly team will be able to process your purchase anytime during business hours. If you are applying for a new account, the application should take around 10 minutes to complete and you will receive a response within 60 seconds.
What are the supporting documents required if conditionally approved?
If you are conditionally approved, we will notify you of the documents required. Proof of income documents such as pay slips, statements or tax assessments are examples of what you may be asked to provide.
What are the supporting documents required if conditionally approved?
If you are conditionally approved, we will notify you of the documents required. Proof of income documents such as pay slips, statements or tax assessments are examples of what you may be asked to provide.
You can pay off your interest free purchase before the end of the interest free period and incur no penalty.
There are no establishment or account keeping fees associated with a Gem Visa. All fees and charges (such as late payment fees) will be detailed in your financial table when you apply for the product.
Yes, both of these options are available to pay your interest free account. Please note there is a fee payable for post office payments.
Interest free finance is available for any purchase over $1000.
No, only individual applications are accepted for a Gem Visa.
Contact the friendly Dell staff to discuss your options. Dell may also choose to contact you to discuss.
You will receive a statement each month that you have a balance outstanding on your account. The first monthly payment will be due the month following the delivery of your equipment.
Please don’t hesitate to contact us.