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Dell Preferred Account

Dell Preferred Account

Save an extra 5% on select PCs and Dell electronics when you select Dell Preferred Account and use code DPA5 on purchases $849+, prior to taxes and shipping.* Conditions and exclusions apply. Coupon expires 10/31/2021, 8 am EST.

Financing with Dell Preferred Account

With Dell Preferred Account, apply and get affordable monthly payments. It's fast, friendly, and easy. Plus, get access to exclusive financing offers and future discounts.

• Fast and easy to apply
• Quick response
• Low monthly payments
• No pre-payment penalty

Promotions

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on Dell purchases $799 or more

Dell Preferred Account offered by Dell Financial Services Canada Limited on approved credit to eligible customers. Minimum payments required of the greater of $20 or the sum of all Past Due amounts plus any Monthly Planned Payment Due plus 5% of any New Balance. The Annual Interest Rate (AIR)/Credit Rate is 22% and is subject to adjustment. Statements will be provided on a monthly basis. No membership or renewal fees apply. The period during which you may pay your outstanding balance without being charged credit charges on new purchases extends until your Payment Due Date, which is 25 days after your Account Statement date. Taxes, shipping and other charges are extra and vary. Dell and the Dell logo are trademarks of Dell Inc.

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on Dell purchases $799 or more, prior to taxes and shipping. Financing promotion available at time of purchase from 10/1/21 through 10/28/21. Outside Quebec, interest will be charged to your account from the transaction posting date if the purchase balance is not paid in full by your Payment due date in November 2022. In Quebec, credit charges will be charged to your account at the Credit Rate indicated above, from the end of the no interest period, if the purchase balance is not paid in full by your Payment due date in November 2022.


FOR ALL NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS OFFERS: Minimum monthly payments are required but may not pay your purchase in full by the end of the promotional period due to purchase amount, promotion length, additional purchases or allocation of payments in excess of the minimum payment. If not paid by end of promotional period, account balance and new purchases will be subject to the AIR/Credit Rate indicated above (subject to amendment as per your credit agreement). Offers subject to credit approval and may be changed without notice.

*Coupon offer: Save 5% with coupon code: DPA5 and use on select PCs and Dell electronics, valid only with Dell Preferred Account (DPA) on purchases $849 or more, prior to taxes and shipping. Discount will appear on final checkout once payment method has been selected and you purchase using DPA as your payment option with approved credit. Coupon expires 10/31/2021 at 8AM ET. One discount per order. Offer applies to and is valid on new select PCs and Dell electronics. Offer excludes Inspiron 15 3510, Inspiron 15 3511, all affiliate offers, all 3rd-party electronics, accessories and software, all gift cards, ink, toner, limited-quantity deals, and warranties. Purchase limit of 5 PCs per order. 5% off applies after instant savings have been applied.

Account Agreements and Disclosures (English)
Account Agreements and Disclosures (French)

Terms

INFORMATION BOX – OPEN CREDIT CONTRACT, OTHER THAN FOR THE USE OF A CREDIT CARD
(Quebec Consumer Protection Act, section 125)
Credit Limit Granted Range between $1,500 - $5,000, exact credit limit is determined during the application process.
Annual Interest Rate / Credit Rate 22.00%
Minimum Monthly Payment The Minimum Payment Due is the greater of either $20, or the sum of all Past Due amounts plus any Monthly Planned Payment Due plus 5% of the New Balance shown on your Account Statement (excluding any balances on any Deferred Payment Plans or Planned Payment Purchase prior to their expiration dates), rounded to the nearest dollar.
Other Charges NSF (Non-sufficient funds) Charge - $45.00
Account Statement Reprint Charge - $3.00
Table of examples of credit charges
Average Daily Balance of Annual Interest Rate (AIR)/Credit Rate Interest Computed for 30 days
$500 22.00% $9.04
$1,000 22.00% $18.08
$2,500 22.00% $45.21
$3,500 22.00% $63.29
$4,500 22.00% $81.37

FAQ's

The Dell Preferred Account is a way to finance your initial Dell Home and Home Office purchase as well as add software, peripherals, or even a new PC to your account. Minimum payments required are the greater of $20 or the sum of all Past Due amounts plus any Monthly Planned Payment Due plus 5% of any New Balance.
22%, subject to amendment as per the terms of the credit agreement.
By using chequing or savings account details you provide to us, convenient payments will be auto debited from your account on a monthly basis once you set up your Pre-Authorized Debit (PAD). Go online to your profile in the MyDFS portal to set up your initial PAD at least 4 days before your Payment Due Date. You may also make payments by cheque.
To complete your financing quickly and efficiently, your SIN number, together with other personal information provided to us by you, is used by Dell Financial Services to access your credit bureau information. SIN numbers are unique. Therefore, a SIN number increases the likelihood we obtain your personal credit file when we place a request to credit reporting agencies.
You are under no obligation to provide your SIN. If you choose not to provide your SIN, Dell Financial Services can still access your credit bureau information, but you will need to be prepared to provide Dell Financial Services with other personal information such as a major credit card number and your date of birth.
Should your order not be approved for financing; you will receive such a message shortly after your credit application is submitted. At this point you will be routed to choose another payment option, or you may contact Dell for further assistance.
Credit plays an important role in today's world. Learn how to manage your credit and protect against fraud.

https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/credit-report-score-basics.html

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