|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases||
18.99% – 29.99% depending on your creditworthiness.
This APR will vary with the market based on the Prime Rate.
|How to Avoid Paying Interest on Purchases||Your due date is at least 22 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.|
|Minimum Interest Charge||If you are charged interest, the charge will be no less than $2.00.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.|
Up to $40
Up to $40
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See the account agreement for more details
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Annual Percentage Rate (APR) for Purchases: The APR for Purchases is a variable APR determined by adding a margin of 14.24 – 25.24 percentage points to the Prime Rate index. The daily periodic rate is 0.05203 – 0.08216 percentage points.