EMI with Interest

1. Select your preferred EMI option at the time of payment.

2. Final EMI is calculated on the total value of your order at the time of payment.

3. The Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.

4. While you will not be charged a processing fee for availing Dell’s EMI option, the interest charged by the bank shall not be refunded by Dell.

5. You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.

6. With Dell’s credit card EMI option, you can choose to pay in easy installments of 3, 6, 9,12,18 or 24 months with credit cards from the following banks:

Bank 3 Months6 Months9 Months12 Months 18 Months24 Months
ICICI Bank13%13%13%13% 15% 15%
Standard Chartered13%13%14%14%NANA
Axis Bank12%12%13%13%15% 15% 
Kotak Bank12%12%14%14% 15%15% 
HSBC Bank12.50%12.50%13.50%13.50% 13.50% NA
IndusInd Bank13%13%13%13%15%  15%
Yes Bank12%12%13%13%NA 15%
Citi Bank13%13%15%15%15% 15%
RBL Bank13%13%13%13%13%13%