Credit Agreement

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases 19.49% to 29.99% depending on credit worthiness. This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases Your due date is at least 22 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at


Annual Fee                                                       


Penalty Fees

  • Late Payment
  • Returned Payment        


Up to $37
Up to $37                                  

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Annual Percentage Rate (APR) for Purchases: The APR for Purchases is a variable APR determined by adding a margin of 14.24 – 25.24 percentage points to the Prime Rate index. The daily periodic rate is 0.05340 to 0.08216 percentage points.

Terms & Conditions PDF
See the Consumer Privacy Policy of Web Bank for
Dell Preferred Account

www.dell.com/dfspolicy PDF
Summary of Credit Terms

Terms Summary