I live in the united states.

I am not getting the 'November Update' for windows 10. Also known as threshold 2. 

I go check for updates and I have none? Do I need to go and 'Get Insider Builds' to get it? also, is it safe to do on my personal laptop? I am pretty tech savvy and I know how to reinstall windows if any thing did go wrong. But Will that happen? I dont really want to lose all of my data and apps.