This is probably more a Windows 11 question but I do have an XPS laptop where this problem is occurring. When installing Windows 11, I was unaware that the install would be pointed at my Microsoft account based on my email address. After installing Windows 11, I restored files from my old computer to "c:\users\stutr\desktop" when I logged back in, I expected to see the files that I just restored on my desktop but they were not there. In fact, this is when I realized that I would had been  actually logging in to my Microsoft account. Searching the web I found that I could switch to a local account by using settings and selecting "log into my local my local account". So I made that switch and "created" / logged into my local account but still the files do not appear on the desktop. In fact when I log into my local account file the files on my desktop are from my Microsoft account.