Blue screen stop error

I have a Dell Inspiron E1705, only had it for about 9 months but I recieved it second hand from a friend. All was working fine with it until yesterday I'm just doing my usual internet routine and I get a message from my anti-virus saying I got a virus, and it ended up being the one that installs a fake anti-virus program into my computer, I forget what it's called. Anyway, I did a virus scan and it told me it needed to restart in order to finish, so I did and that's when I got a blue screen saying that windows didn't start to prevent damage to my computer, and that I should run chkdsk to find any HD problems, or remove anti-virus programs, well that's basically the gist of it, I don't remember exactly what it said, I can get that information if needed though. And the code at the end of the message was:

0x00000024 (0X001902FE, 0XBA4F3380, 0XBA4F307C, 0X89D12805)

I also get the black screen telling me windows couldn't start or something and it gives me the options to run in safe mode, start windows normally, or revert to the most recent settings that worked. I've clicked on all those and it still takes me to  the blue screen. because of that I can't get into what I need to to run chkdsk or to remove my anti-virus. I've also tried to do a full blown system restore which didn't work. I managed to get into the setup/BIOS stuff to run all those system tests, they all passed except for a few tests that kept coming up with errors saying there was an unrepairable error or the media is copyright protected. It kep coming up over and over and over so eventually I cancelled the tests that was giving me the errors or I would have been there forever. All the other tests passed, but it didn't resolve my problem. I've also tried reseating my RAM cards but that also didn't do anything.

I don't have a Windows XP recovery CD, and I don't have a floppy disk drive to use one of those. Am I totally screwed or is there something I can do to fix this?