More Than Half of Phishing Sites Use HTTPS

https:  is used to fool user into clicking a link that is deliberately infected via XSS with malware.

No such thing as Safe link.

reflected cross-site scripting (XSS) attacks are quite common now.

Cross-site scripting (XSS) is a type of computer security vulnerability typically found in web applications. XSS enables attackers to inject client-side scripts into web pages viewed by other users. A cross-site scripting vulnerability may be used by attackers to bypass access controls such as the same-origin policy. Cross-site scripting carried out on websites accounted for roughly 84% of all security vulnerabilities documented by Symantec as of 2007. By 2017, XSS is still considered a major threat vector. XSS effects vary in range from petty nuisance to significant security risk, depending on the sensitivity of the data handled by the vulnerable site.

Unsubstantiated comments are not helpful. 

I have to assume that the few https sites that I go to, mostly financial, remain encrypted and secure.

Further informed opinion would be appreciated.