Dell Payment Solutions**

Flexibility to deploy the technology you need now. 

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Portfolio of Payment Solutions

Today’s business challenges are unprecedented, and organizations are continually being asked to do more with less. Our solutions can be structured to accommodate the needs of your organization with predictability, flexibility, and choice to deploy IT solutions you need now while maximizing your IT budget.

Subscription Experience**

Lifecycle Management solutions tied to the circular economy. 

Flexible Payments Solutions
Technology Rotation

Enabling organizations to maintain liquidity and take advantage
of current-state technology with regular refresh cycles.

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Flexible Payments Solutions
Dell APEX PC as a Service

No upfront investment, predictable payments, scale up or down.

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Ownership Experience**

Solutions to spread cost over time.

Flexible Payments Solutions
Technology Ownership

Predictable payments over time with a goal to own the technology.

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Flexible Payments Solutions
Payment Agreement

Pay for hardware, software and services in installments with ownership at purchase.

Short-term Solutions**

Own your technology solution with short-term payment flexibility.

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Dell Pay Pro

Access to short-term structures with flexible 3, 6, 9, or 12-month repayment terms.

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Why Leverage Dell Payment Solutions?

Dell Technologies delivers payment solutions for hardware, software and services, allowing your organization to align and scale the cost of IT solutions with technology consumption and budget availability.
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Responsible Lifecycle Management

In 2024, 96% of all systems returned to Dell Financial Services gained a second life by being refurbished and reused*.

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Stay Protected with Dell Payment Solutions

Equip your organization with the latest Dell cybersecurity tools and infrastructure to safeguard your data and maintain operations—all without the burden of high upfront costs.

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Flexible and Affordable AI Adoption

Create custom payment plans for your AI enabled technology that are aligned to your project's milestones.  Our payment solutions provide you with the flexibility, scalability, and risk mitigation strategies necessary to maximize your return on budget.

Discover the power of Dell Payment Solutions and unlock new opportunities for growth and innovation.

Financing Details

Features Dell Pay Pro Payment Agreement Technology Ownership Technology Rotation Dell APEX PC as a Service
Monthly Costs Fixed Fixed Fixed Fixed Fixed
System Ownership Yes Yes Yes (end of term) Optional Optional
Transaction Processing Fee No No $75 $75 $75
Term Length 3, 6, 9, or 12-months 24-60 months 24-60 months 24-60 months 24-60 months (for 12-months, contact a representative)

Customer Stories

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Trintech
A financial services company manages hyper-growth with predictable costs

As a global financial services leader focused on growth, Trintech needed a technology partner that could provide a predictable cost structure, unbelievable performance, and new levels of reliability.**

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Algoma Steel forges a more sustainable path with Technology Rotation - Video
DFS Algoma Steel Case Study Video
Algoma Steel
Algoma Steel forges a more sustainable path with Technology Rotation

Algoma Steel leverages Dell Payment Solutions to implement an IT refresh that saves capital while strengthening the company’s sustainability strategy.**

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Offer Details

**Payment solutions provided and serviced by Dell Financial Services L.L.C. or its affiliate or designee (“DFS”) for qualified customers. Offers may not be available or may vary in certain countries. Where available offers may be changed without notice and are subject to product availability, applicable law, credit approval, documentation provided by and acceptable to DFS and may be subject to minimum or maximum transaction size. Offers not available for personal, family or household use. Dell Technologies and the Dell Technologies logo are trademarks of Dell Inc. Restrictions and additional requirements may apply to transactions with governmental or public entities or resellers. CALIFORNIA: Loans made or arranged pursuant to California Finance Lenders Law license #6037884. Dell Pay Pro / Payment Agreement: Customer owns the equipment after a contract is entered into and customer makes equal monthly installments over the agreed term. Technology Ownership: At the end of the initial contract term, the customer may purchase the equipment for $1 or return the equipment to DFS. Technology Rotation: At the end of the fair market value (“FMV”) contract, the customer may purchase the equipment for the then FMV, renew the contract or return the equipment to DFS. Dell APEX PCaaS: At the end of the FMV contract, the customer may renew the contract or return the equipment to DFS.

0% Dell Pay Pro offer: Applicable for DFS 3-month term only. Additional interest will accrue if balance is not repaid at the end of the term. Maximum transaction: $500,000.

4.99% Dell Pay Pro offer: Applicable for DFS 12-month term only. Additional interest will accrue if balance is not repaid at the end of the term. Maximum transaction: $500,000.

3.99% Technology Ownership Offer: Applicable for DFS 36-month finance contract. The periodic contract payments for this offer may include taxes, document fees, shipping, and other charges. Qualifying Dell client solutions include OptiPlex, Latitude, Precision, Dell Pro, Dell Pro Rugged, and Dell Pro Max devices, as well as tied peripherals (docking station, monitor, keyboard, mouse). Minimum transaction $25,000 to maximum $1,000,000. 

Technology Rotation Offer: Applicable for 60-month FMV contract. The total of customer’s required monthly contract payments (excluding taxes, fees, shipping, or other charges) during the initial term will be equal to the original acquisition cost of the products. Offer available for qualifying Dell servers, Dell storage and networking. Minimum transaction $1,500; maximum $1,000,000.

Dell APEX PCaaS Offer: Applicable for 36-month FMV contract. The total of customer’s required monthly contract payments (excluding taxes, fees, shipping or other charges) during the initial term will be less than the original acquisition cost of the products. Offer available for qualifying Dell OptiPlex, Latitude, Precision, Dell Pro, Dell Pro Rugged, and Dell Pro Max systems. Minimum transaction $1,500; maximum $1,000,000.

Dell APEX PCaaS Offer: Applicable for 48-month FMV contract. The total of customer’s required monthly contract payments (excluding taxes, fees, shipping or other charges) during the initial term will be equal to the original acquisition cost of the products. Offer available for qualifying Dell OptiPlex, Latitude, Precision, Dell Pro, Dell Pro Rugged, and Dell Pro Max devices. Minimum transaction $1,500; maximum $1,000,000. 

Offers, including those on Dell.com, may vary. Combination with other discounts may limit. Offer valid through January 30, 2026 to credit-qualified business end users in the U.S.