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Dell Business Credit

Dell Business Credit

Dell Business Credit enables growing businesses to preserve their cashflow with an IT-dedicated revolving line of credit. Businesses can easily apply below and enjoy fast credit decisions, low monthly payments, and no annual fees.^

Affordable financing made easy.

Apply

Applying for a Dell Business Credit is a snap. Access the financing you deserve now.^

Shop

Get the technology your business needs today and pay over time with low monthly payments.^

Checkout with Financing

Once your account is opened, you can use it to pay for purchases immediately by choosing Dell Business Credit at checkout.^

DELL

No interest if paid in full within 90 days on all PCs $699 or more^

DELL

No interest if paid in full within 90 days on Dell monitors $199 or more^

DELL

No interest if paid in full within 90 days on all PowerEdge Servers^

DELL

No interest if paid in full within 90 days on all Dell Networking^

DELL

No interest if paid in full within 90 days on all PowerVault Storage^

^Dell Business Credit: Offered to business customers by WebBank, Member FDIC, who determines qualifications for and terms of credit. Taxes, shipping and other charges are extra and vary. Minimum monthly payments are the greater of $15 or 3% of the new balance shown on the monthly billing statement. Dell and the Dell logo are trademarks of Dell Inc.

No Interest If Paid In Full Within 90 Days: Available at time of purchase when using Dell Business Credit on March 29, 2021 through April 25, 2021. Minimum purchase amount may be required. Minimum monthly payments are required, but may not pay your purchase in full by the end of the promotional period due to purchase amount, promotion length, additional purchases or allocation of payments in excess of the minimum payment. Promotional offer is valid only when account remains in good standing. Accrued Finance Charges will be billed from the transaction posting date, if the purchase balance is not paid in full within 90 days.


Eligible equipment includes:

XPS $699 or more
Latitude $699 or more
OptiPlex $699 or more Precision
$699 or more Vostro $699 or more
Inspiron $699 or more
G-Series $699 or more
Dell monitors $199 or more
PowerEdge
PowerVault
Dell Networking

Certain restrictions apply: Assumes product is available. Any promotional offer is limited-time and intended for qualified customers. Offers, including those at Dell.com may vary, are subject to credit approval and may be changed without notice. PROMOTION DOES NOT INCLUDE printer cables, toner, warranty or any peripheral items. Refurbished and/or used purchases do not qualify for promotions. Promotional financing is made available to Dell Direct customers only and is not combinable with other Dell, DFS or other vendor offers.

Terms and Conditions

Payment Type Revolving line of credit
Billing Period Monthly, until balance is paid in full.
Interest Rate Interest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete up to a maximum interest rate of 29.49%
Available Credit Lines Up to $50,000, depending on creditworthiness.
Minimum Transaction Size None
Application Processing Fees None
Late Payment Fees $15 for account balances <$100
$29 for account balances >=$100 <$250
$39 for account balances >=$250
Returned Payment Fee $29
Monthly Payment Amount Not applicable
Avoid Paying Finance Charges To avoid paying finance charges, you must pay your balance in full each month, and the payment must reach us by the payment due date.
Minimum Monthly Payment Greater of $15 or 3% of the New Balance shown on the Statement, rounded up to the next dollar plus all past due amounts.
Prepayment Policy and Fees Borrower may prepay the entire balance without penalty.

FAQ

Dell Business Credit is a revolving line of credit dedicated to your business’ technology needs. Dell Business Credit account holders enjoy access to exclusive offers, affordable monthly payments, and a seamless integration into Dell’s sales process, enabling an efficient and understandable purchase experience.

Applying for Dell Business Credit is a snap, and you’ll quickly find out if you qualify. To complete our online application you’ll need to have your Tax ID, DBA name, and your business type available. Upon approval you will be able to make a purchase immediately.  APPLY NOW

After you’ve chosen your equipment, please proceed to cart and complete all shipping details. Upon reaching the payment section, new and existing customers may select Dell Business Credit as a payment method from the menu. In some cases, we may be required to collect Beneficial Ownership (BO) information in order to complete your transaction. We will contact you if this information is required. If you have already provided BO information and have been validated, you will not be asked to provide that information again.

Your first payment is due approximately 30 days after the Transaction Posting date. If you have signed up for the AutoPay Plan, your first payment will be automatically deducted from your banking account, unless you have been notified otherwise.

To reset your PIN, login to your ACCOUNT. Need additional help? Call the Dell Financial Services Customer Service Team at (866) 413-3355, ext. 7280875. Customer services agents are available M-F, 7AM to 8PM CT.

For further assistance or additional questions, please call (866) 413-3355. Customer services agents are available M-F, 7AM to 8PM CT.

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