|Payment Type||Revolving line of credit|
|Billing Period||Monthly, until balance is paid in full.|
|Interest Rate||Interest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete up to a maximum interest rate of 29.49%|
|Available Credit Lines||Up to $50,000, depending on creditworthiness.|
|Minimum Transaction Size||None|
|Application Processing Fees||None|
|Late Payment Fees||
$15 for account balances <$100
$29 for account balances >=$100 <$250
$39 for account balances >=$250
|Returned Payment Fee||$29|
|Monthly Payment Amount||Not applicable|
|Avoid Paying Finance Charges||To avoid paying finance charges, you must pay your balance in full each month, and the payment must reach us by the payment due date.|
|Minimum Monthly Payment||Greater of $15 or 3% of the New Balance shown on the Statement, rounded up to the next dollar plus all past due amounts.|
|Prepayment Policy and Fees||Borrower may prepay the entire balance without penalty.|
New & Existing Dell Business Credit Account Holders are Eligible for Exclusive Offers.^
No Interest If Paid In Full Within 90 days: Available at time of purchase when using Dell Business Credit on December 28, 2020 through January 31, 2021. Minimum purchase amount may be required. Minimum monthly payments are required, but may not pay your purchase in full by the end of the promotional period due to purchase amount, promotion length, additional purchases or allocation of payments in excess of the minimum payment. Promotional offer is valid only when account remains in good standing. Accrued Finance Charges will be billed from the transaction posting date, if the purchase balance is not paid in full within 90 days.
Eligible equipment includes:
XPS, Latitude, OptiPlex, Precision, Vostro, Inspiron, G-Series $699 or more
Dell monitors $199 or more
Certain restrictions apply: Assumes product is available. Any promotional offer is limited-time and intended for qualified customers. Offers, including those at Dell.com may vary, are subject to credit approval and may be changed without notice. PROMOTION DOES NOT INCLUDE printer cables, toner, warranty or any peripheral items. Refurbished and/or used purchases do not qualify for promotions. Promotional financing is made available to Dell Direct customers only and is not combinable with other Dell, DFS or other vendor offers.
Dell Business Credit is a revolving line of credit dedicated to your business’ technology needs. Dell Business Credit account holders enjoy access to exclusive offers, affordable monthly payments, and a seamless integration into Dell’s sales process, enabling an efficient and understandable purchase experience.
How do I apply for Dell Business Credit?
Applying for Dell Business Credit is a snap, and you’ll quickly find out if you qualify. To complete our online application you’ll need to have your Tax ID, DBA name, and your business type available. Upon approval you will be able to make a purchase immediately. APPLY NOW
How do I make a purchase using my Dell Business Credit account?
After you’ve chosen your equipment, please proceed to cart and complete all shipping details. Upon reaching the payment section, new and existing customers may select Dell Business Credit as a payment method from the menu. In some cases, we may be required to collect Beneficial Ownership (BO) information in order to complete your transaction. We will contact you if this information is required. If you have already provided BO information and have been validated, you will not be asked to provide that information again.
When is my first payment due?
Your first payment is due approximately 30 days after your entire order has shipped. If you have signed up for the AutoPay Plan, your first payment will be automatically deducted from your banking account, unless you have been notified otherwise. You will not receive an invoice if you are enrolled in AutoPay.
Is a minimum payment required for the Dell Business Credit account?
Yes, a minimum monthly payment is required. Minimum monthly payments are the greater of $15 or 3% of the new balance shown on the monthly billing statement. If your purchase qualified for a financing promotion, the required minimum monthly payments may not pay off your purchase in full by end of the promotional period due to purchase amount, promotion length, additional purchases or allocation of payments in excess of the minimum payment.
How do I make a payment?
Online: Log in to your ACCOUNT
AutoPay: Contact DFS Care at 1-866-413-3355 to enroll
Dell Business Credit
Payment Processing Center
PO BOX 5275
Carol Stream, IL 60197-5275
Checks payable to: DELL BUSINESS CREDIT
• Include the 19-digit account number on the check or money order
• Fill in the “Amount Enclosed” on the payment coupon for accurate posting
• Ensure the ”Amount Enclosed” written on payment coupon equals the check amount
• Enclose the payment coupon with the check in the return envelope
• Please DO NOT staple, paper clip, fold or tape contents
• Allow 5 business days for the USPS to deliver the check payment
• Payments received by 5 PM local time will be credited the same day
• Allow 2 to 3 business days for payment to appear in your Dell Business Credit account
Note: To ensure payments post accurately and timely, please DO NOT combine with any other payment.
How can I obtain the account number for my Dell Business Credit account?
Your 19-digit account number can be found either on your monthly statement or by logging into your ACCOUNT.
How can I obtain/reset my pin number for my Dell Business Credit account?
To reset your PIN, login to your ACCOUNT. Need additional help? Call the Dell Financial Services Customer Service Team at 1-866-413-3355, ext. 7280875. Customer services agents are available M-F, 7AM to 8PM CT.
How do I return equipment if I'm not satisfied?
Dell offers the Dell Return Policy. To initiate the return process, please contact Dell Inc. Customer Service at 1-800-624-9897. They will inform you of the steps you should take to return the equipment. After your equipment is received at Dell, we will credit your lease account and adjust your monthly payment accordingly or close your account. A letter will then be sent to verify that the return has been completed and your account has been adjusted. Please note that it may take up to 3 weeks to complete this process.
What should I do if I detect a fraudulent charge on my Dell Business Credit Account?
If you suspect a Dell Business Credit account was opened without authorization or an unauthorized purchase was made on your existing account, please promptly report this activity. Contact our CUSTOMER SERVICE team and submit an identity theft claim to protect your business. VIEW CLAIM STATUS
How do I contact DFS Customer Service?
For further assistance or additional questions, please contact our CUSTOMER SERVICE team.