Ownership Experience Payment Solutions

OWNERSHIP EXPERIENCE** Solutions that let you pay over time with a goal to own the technology**

Why choose Ownership Experience?

Network Connected Icon

Acquire complete solutions

Use this payment solution to acquire hardware, software and services as stand-alone or bundled solutions.
Governance Compliance Illustration

Improve operational efficiency

Lower upfront acquisition costs and receive a single predictable invoice for hardware, software and services.
Money Icon white

Leverage a simple structure

Choose a simple finance structure that makes it easy to budget and plan with costs spread over time.

Our Solutions

Smiling Woman Talking on Video Meeting

Technology Ownership**

Predictable payments over time with a goal to own the technology. Simplify contracts, optimize budget and spread cost of ownership over time.**
Learn More
Man Working on Multiple Monitors

Software Installments**

Access and pay for software in more flexible ways. Lock in costs, beat budget constraints and tailor your payments to meet your needs.
Learn More
Creative Employees in a Modern Office

Dell Pay Pro

Access shortened repayment timelines with flexible  terms.
Learn More

Dell Payment Solutions offer you the flexibility to deploy the technology you need now.

Explore all Dell Payment Solutions


Unlock Choice & Flexibility

Leverage Dell Payment Solutions for your business


Contact us to get started

Frequently Asked Questions

Owning your technology means your organization purchases the asset outright and takes full responsibility for its lifecycle, maintenance, and eventual replacement. Ownership gives you complete control over configuration, timing, and governance — making it a strong fit for organizations that need long-term stability, predictable processes, or compliance-driven asset management.

Ownership puts you in full control. You can customize systems without contractual constraints, fine-tune performance, and govern your infrastructure without usage limits or metering. It supports compliance requirements and long-term planning, making it a reliable foundation for mission-critical environments.

Ownership is a strong fit when your workloads are stable, predictable, and long-lived, or when maintaining internal control is a priority. It's particularly relevant in regulated industries, core infrastructure environments, and situations where workload patterns don't call for variable pricing models. Many enterprises use ownership as the foundation of a broader hybrid strategy.

Ownership makes sense when cost stability, control, and long-term usage matter more than flexibility or elasticity. If your infrastructure is tightly linked to mission-critical functions or regulatory frameworks — and you don't anticipate major workload fluctuations — ownership offers a more predictable, governed approach. Organizations can still expand their infrastructure under an ownership model, though doing so requires procurement lead time rather than on-demand scaling.

Ownership requires upfront capital spending, followed by planned operational expenses for support, maintenance, and refresh cycles. This structure centralizes spending early and works well for organizations that prefer predictable capital cycles or have access to specific capital allocations.

Capital purchases create predictable depreciation schedules that align with multi-year budget planning. Fixed asset cycles support strategic planning, cost amortization, and capital budgeting processes — making ownership a natural fit for organizations that use structured financial models and have stable, predictable workload demands

**Payment solutions provided and serviced by Dell Financial Services L.L.C. or its affiliate or designee (“DFS”) for qualified customers. Offers may not be available or may vary in certain countries. Where available offers may be changed without notice and are subject to product availability, applicable law, credit approval, documentation provided by and acceptable to DFS and may be subject to minimum or maximum transaction size. Offers not available for personal, family or household use. Dell Technologies and the Dell Technologies logo are trademarks of Dell Inc. Restrictions and additional requirements may apply to transactions with governmental or public entities or resellers. CALIFORNIA: Loans made or arranged pursuant to California Finance Lenders Law license #6037884. Payment Agreement: Customer makes equal monthly installments over the agreed term and owns the equipment after a contract is entered into. Technology Ownership: At the end of the initial contract term, the customer may purchase the equipment for $1 or return the equipment to DFS. Technology Rotation: At the end of the fair market value (“FMV”) contract, the customer may purchase the equipment for the then FMV, renew the contract or return the equipment to DFS. Dell APEX PCaaS: At the end of the FMV contract, the customer may renew the contract or return the equipment to DFS. Accelerated Transition: Available for qualifying storage products (excludes VXRail and VBlock). Payment deferral extends contract term.