Dell Financial Services

Innovative payment options for hardware, software and services

Flexible payment options for the technology you need.

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Dell Pay Credit

Personal credit to get the technology you need with low, affordable monthly payments.A

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Dell Business Credit^

Business credit that's built for the technology your business needs to grow.

Flexible Payment Solutions

Flexible Payment Solutions**

Payment solutions that help you acquire the technology you need and maximize your cash flow.

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Dell Pay Credit

Dell Pay is a personal financing option that is easy to use and offers a great mix of flexibility and extra benefits below for all your Dell purchases.

  1. Flexibility

    • Spread payments over timeA

    • Quick and easy checkout

    • Available for everyday use

  2. Simplicity

    • Fast credit decision

    • Know before you apply with pre-qualification

    • Easy-to-budget monthly payments

  3. Value

    • Bonus Rewards* for new Dell Pay Credit accounts when enrolled in Dell RewardsB.

    • Everyday Special Financing OffersA.

    • Exclusive offers & discountsC.

ADeferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Taxes and shipping are not included in the promotional plan minimum spend threshold. Refurbished and/or used purchases do not qualify for promotions. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of March 2024, terms for new Accounts: Purchase APR of 30.99%. Minimum interest charge is $2 in any billing period in which interest is due. Existing Cardholders: see your credit account agreement for Account terms.

BThis rewards program is provided by Dell and its terms may change at any time. For full Rewards Terms and Conditions, please see

CAccount must not be in default.

Credit Account offers are subject to credit approval.
Dell Pay Credit Accounts are issued by Comenity Capital Bank.
Dell Pay Credit is for personal use only.

Business Solutions for you

Fast, affordable business-class payment solutions that help you make needed IT investments now while managing your cash flow.

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Dell Business Credit

Dell Business Credit is a business credit option that helps your business quickly acquire the technology it needs with low, affordable monthly payments.

  1. Flexibility

    • Spread payments over time

    • Payment flexibility. Minimum payments required

    • Access to credit lines designed for business

  2. Utility

    • Easy online account management

    • Fast credit decisions

    • No prepayment penalty or annual fees

  3. Value

    • Bonus Rewards* for new accounts

    • Everyday Special Financing Offers

    • Exclusive offers & discounts

Flexible Payment Solutions

Flexible Payment Solutions

Solutions that connect you with the latest technology and a flexible payment solution built around your cash flow needs.

  1. Flexibility

    • Lower Total Cost of Ownership

    • Transparent, upfront pricing

    • Regular technology refresh options

  2. Efficiency

    • One provider for financing & technology

    • Purchase simplicity through framework agreements

    • Easy 24/7 online asset management

  3. Ease

    • Flexible options to buy or return equipment

    • Easy participation in the circular economy

    • Secure data disposal options

**Payment solutions provided and serviced by Dell Financial Services L.L.C. or its affiliate or designee (“DFS”) for qualified customers. Offers may not be available or may vary in certain countries. Where available offers may be changed without notice and are subject to product availability, applicable law, credit approval, documentation provided by and acceptable to DFS and may be subject to minimum transaction size. Offers not available for personal, family or household use. Dell Technologies and the Dell Technologies logo are trademarks of Dell Inc. Restrictions and additional requirements may apply to transactions with governmental or public entities. CALIFORNIA: Loans made or arranged pursuant to California Finance Lenders Law license #6037884. Technology Ownership: At the end of the initial contract term, the customer may purchase the equipment for $1 or return the equipment to DFS. Technology Rotation: At the end of the fair market value (“FMV”) contract, the customer may purchase the equipment for the then FMV, renew the contract or return the equipment to DFS.