Agreements

Applying for a Dell Business Credit is a snap. Access the financing you deserve now.^

Apply Now 

Dell Business Credit Agreement 

Important information
Payment Type	Revolving line of credit
Billing Period	Monthly, until balance is paid in full.
Interest Rate	Interest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete up to a maximum interest rate of 29.49%
Available Credit Lines	Up to $50,000, depending on creditworthiness.
Minimum Transaction Size	None
Application Processing Fees	None
Late Payment Fees	$15 for account balances <$100 $29 for account balances >=$100 <$250 $39 for account balances >=$250
Returned Payment Fee	$29
Monthly Payment   Amount	Not applicable
Avoid Paying Interest	To avoid paying interest, you must pay your balance in full each month, and the payment must reach us by the payment due date.
Minimum Monthly Payment	Greater of $15 or 3% of the New Balance shown on the Statement, rounded up to the next dollar plus all past due amounts.
Prepayment Policy and Fees	Borrower may prepay the entire balance without penalty.

Apply Now

Fair Market Value Lease
Payment Type	Fixed monthly payment lease
End-of-Term Options	Upgrade technology and return old system(s) to Dell Financial Services or extend lease for a fixed period or purchase systems at the then Fair Market Value.
Interest Rates	Interest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history.
Minimum Transaction Size	$500
Transaction Processing Fees	$75
Late Payment Fees	The greater of i) 5% of the late payment amount or ii) $29 for each late payment (or if less, the highest amount permitted by applicable law)
Personal property tax management fees	There is a monthly charge for calculated personal property taxes.
Grace Period	Not applicable
Monthly payment amount	Payments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due.
Prepayment Policy and Fees	The lease is non-cancelable and may not be terminated early.

---

Finance Lease
Payment Type	Fixed monthly payment lease
End – of – term options	Upgrade technology and return old system to Dell Financial Services or purchase equipment for $1
Interest Rate	Interest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history.
Minimum Transaction Size	$500
Application Processing Fees	$75
Late Payment Fees	The greater of i) 5% of the late payment amount or ii) $29 for each late payment (or if less, the highest amount permitted by applicable law)
Personal property tax management fees	There is a monthly charge for estimated personal property taxes.
Grace Period	Not applicable
Monthly payment amount	Payments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due.
Prepayment Policy and Fees	The lease is non-cancelable and may not be terminated early.

 Business Lease Agreements

**Payment solutions provided and serviced by Dell Financial Services L.L.C. or its affiliate or designee (“DFS”) for qualified customers. Offers may not be available or may vary in certain countries. Where available offers may be changed without notice and are subject to product availability, applicable law, credit approval, documentation provided by and acceptable to DFS and may be subject to minimum transaction size. Offers not available for personal, family or household use. Dell and the Dell logo are trademarks of Dell Inc. Restrictions and additional requirements may apply to transactions with governmental or public entities. CALIFORNIA: Loans made or arranged pursuant to California Finance Lenders Law license #6037884. FINANCE LEASE: At the end of the initial Finance Lease term, lessee may 1) purchase the equipment for $1 or 2) return the equipment to DFS. FAIR MARKET VALUE (“FMV”) LEASE: At the end of the initial FMV Lease term, lessee may 1) purchase the equipment for the then FMV, 2) renew the lease or 3) return the equipment to DFS.