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Dell Preferred Account

Summary of Credit Terms

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Annual Percentage Rate (APR) (based on creditworthiness)
APRs range from 20.49% - 29.99%, depending upon creditworthiness. This is a variable APR determined by adding a margin of 14.24% to 25.24% points to the Prime Rate Index.

Credit Limit
Up to $5,000, depending upon creditworthiness.

Variable-rate Information
Dell Preferred Account rates can increase or decrease with changes in prime rate. Rates are based on adding a margin (based on WebBank’s review of your credit bureau file) to the prime rate.

Grace Period for Repayment of Balance for Purchases
Your due date is at least 22 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Annual Fees
None

Minimum Purchase
None

Interest Charges
Minimum Interest Charge is $2.00. Interest Charges are based on average daily balance.

Promotional Financing Offers
Subsequent purchases may be subject to different promotional financing terms depending on the promotional financing offers available at time of purchase.

Minimum Monthly Payment
Your Minimum Payment Due is the greater of either $20 or 3% of the New Balance shown on your billing statement (excluding any balance on a Planned Payment Purchase prior to its expiration date) rounded up to the next dollar, plus any Monthly Planned Payment Due, plus the sum of all past due amounts.

Transaction Fee for Purchases
None

Late Payment Fee
Up to $29 for the first late payment. Up to $40 for additional late payments within the next 6 billing cycles.

Expedited Payment Fee
None

Returned Payment Fee
None

Online Account Management Fee
None

More Information
Terms and Conditions PDF

Privacy Policy
Consumer Privacy Notice of WebBank for Dell Financial Services PDF
Consumer Privacy Notice of Dell Financial Services, LLC PDF

How We Will Calculate Your Balance

We use a method called “average daily balance” (including new purchases). See your account agreement for more details.

Billing Rights
Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau  

Intel® Core™ Processors
Learn More about Intel