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Dell Preferred Account™

Credit Agreement

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Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 19.74% to 29.99% depending on your creditworthiness.
      This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases Your due date is at least 22 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
 
Fees
Annual Fee None
Penalty Fees
  • Late Payment
  • Returned Payment
 		Up to $37
Up to $37

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See the account agreement for more details

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Annual Percentage Rate (APR) for Purchases: The APR for Purchases is a variable APR determined by adding a margin of 14.24 – 25.24 percentage points to the Prime Rate index. The daily periodic rate is 0.05408 to 0.08216 percentage points.

Learn more About DPA

Dell Preferred Account Credit Agreement Terms and Conditions
Consumer Privacy Policy of WebBank for Dell Preferred Account
Summary of credit terms

Ultrabook, Celeron, Celeron Inside, Core Inside, Intel, Intel Logo, Intel Atom, Intel Atom Inside, Intel Core, Intel Inside, Intel Inside Logo, Intel vPro, Itanium, Itanium Inside, Pentium, Pentium Inside, vPro Inside, Xeon, Xeon Phi, Xeon Inside, and Intel Optane are trademarks of Intel Corporation or its subsidiaries in the U.S. and/or other countries.

Offers subject to change. Not valid for Resellers. Per customer unit limits on discounted or promotional items apply. Dell reserves the right to cancel orders arising from pricing or other errors.

*Rewards are issued to your online Dell Advantage Loyalty Rewards Account (available via your Dell.com My Account) typically within 30 business days after your order’s ship date; Rewards expire in 90 days (except where prohibited by law). “Current rewards balance” amount may not reflect the most recent transactions. Check Dell.com My Account for your most up-to-date reward balance. Up to 6% rewards only on Dell Preferred Account purchases. Up to 3% rewards on all other purchases. Bose products only eligible for up to 3% rewards. Total rewards earned may not exceed $2,000 within a 3 month period. Outlet purchases do not qualify for rewards. Expedited Delivery not available on certain TVs, monitors, batteries and adapters, and is available in Continental (except Alaska) U.S. only. Other exceptions apply. Not valid for resellers and/or online auctions. See Dell.com/rewardsfaq.

^DELL PREFERRED ACCOUNT (DPA): Offered to U.S. residents by WebBank, Member FDIC, who determines qualifications for and terms of credit. Taxes, shipping, and other charges are extra and vary. Dell and the Dell logo are trademarks of Dell Inc.

Dell Promotional eGift Cards arrive via email within 20 days from ship date. Expires in 90 days (except where prohibited by law). Not valid for resellers. See dell.com/giftcard/promoterms.​​
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