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Dell Preferred Account™

Credit Agreement

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Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 18.99% – 29.99% depending on your creditworthiness.
This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases Your due date is at least 22 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
 
Fees
Annual Fee None
Penalty Fees
  • Late Payment
  • Returned Payment
 		Up to $40
Up to $40

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See the account agreement for more details

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Annual Percentage Rate (APR) for Purchases: The APR for Purchases is a variable APR determined by adding a margin of 14.24 – 25.24 percentage points to the Prime Rate index. The daily periodic rate is 0.05203 – 0.08216 percentage points.

Learn more About DPA

Dell Preferred Account Credit Agreement Terms and Conditions
Consumer Privacy Policy of WebBank for Dell Preferred Account
Summary of credit terms

Ultrabook, Celeron, Celeron Inside, Core Inside, Intel, Intel Logo, Intel Atom, Intel Atom Inside, Intel Core, Intel Inside, Intel Inside Logo, Intel vPro, Itanium, Itanium Inside, Pentium, Pentium Inside, vPro Inside, Xeon, Xeon Phi, Xeon Inside, and Intel Optane are trademarks of Intel Corporation or its subsidiaries in the U.S. and/or other countries.

© 2018 NVIDIA, the NVIDIA logo, GeForce, GeForce RTX, GeForce MAX-Q, GRID, SHIELD, Battery Boost, CUDA, FXAA, GameStream, G-Sync, NVLINK, ShadowPlay, SLI, TXAA, PhysX, GeForce Experience, GeForce NOW, Maxwell, Pascal and Turing are trademarks and/or registered trademarks of NVIDIA Corporation in the U.S. and other countries.

*Returns: The 30-day return period is calculated from invoice date. Exceptions to Dell's standard return policy still apply, and certain products are not eligible for return at any time. Television returns are subject to restocking fees. See dell.com/returnpolicy.

Offers subject to change, not combinable with all other offers. Taxes, shipping, and other fees apply. Free shipping offer valid in Continental U.S. (excludes Alaska and P.O. Box addresses). Offer not valid for Resellers. Dell reserves the right to cancel orders arising from pricing or other errors.

* Rewards are issued to your online Dell Rewards Account (available via your Dell.com My Account) typically within 30 business days after your order’s ship date. Rewards accrue on every purchase made on Dell.com. 6% rewards only available on Dell Preferred Account purchases. 3% rewards on all other purchases which activate after you purchase $500 in products in a 12-month period. Bose products only eligible for up to 3% rewards. Total rewards earned may not exceed $2,000 within a 3 month period. Rewards expire in 90 days (except where prohibited by law). “Current rewards balance” amount may not reflect the most recent transactions. Check Dell.com My Account for your most up-to-date rewards balance. Expedited Delivery not available on certain TVs, monitors, batteries and adapters, and is available in Continental (except Alaska) U.S. only. Other exceptions apply. Not valid for resellers and/or online auctions. See Dell.com/rewardsfaq 

*3 months Xbox Game Pass for PC: Offer ends 12/31/2019 or when all tokens have been claimed, whichever comes first. Included with eligible Alienware and Dell Gaming PCs. One token per customer. Offer can only be redeemed once per Microsoft Account. After 3 months, subscription will expire unless opted by the participant to continue the subscription at standard fees and with a valid payment device. Microsoft terms apply. Game catalog varies over time. Requires Xbox app to play PC games; Minimum system requirements and other details at https://www.xbox.com/xbox-app

^DELL PREFERRED ACCOUNT (DPA): Offered to U.S. residents by WebBank, Member FDIC, who determines qualifications for and terms of credit. Taxes, shipping, and other charges are extra and vary. Payments equal 3% of the New Balance or $20, whichever is greater. Minimum Interest Charge is $2.00. Rates range from 18.99% - 29.99% variable APR, as of 10/31/2019, depending on creditworthiness. Dell and the Dell logo are trademarks of Dell Inc.

Dell Promotional eGift Cards arrive via email within 20 days from ship date. Expires in 90 days (except where prohibited by law). Not valid for resellers. See dell.com/giftcard/promoterms.​​
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